Microsoft 365 E3 vs E5 Cost Calculator (2026)
Microsoft 365 list prices rise on July 1, 2026, with E3 moving from $36 to $39 and E5 from $57 to $60 per user per month. Enter your seat mix to see the annual cost before and after, and the gap a price-level hold protects.
Want this pressure-tested against your real numbers by a buyer-side advisor?
Book a 30-minute call →Get the free guide →Mix, not discount, is the 2026 lever
Microsoft removed the volume discount tiers for online services in November 2025, so scale no longer earns a programmatic discount. The saving now comes from putting each population on the right plan: E5 for the roles that use it, E3 plus a security add-on for the rest, and F3 for frontline.
Lock the price level
A price-level grandfather clause signed before July 1, 2026 holds your list against the increase and future resets. It is the single cheapest protection available at this renewal.
Related: Microsoft Licensing hub · Microsoft Licensing Experts · All calculators
Illustrative estimate only, based on public list pricing and the values you enter. Not a quote and not advice. Actual outcomes are deal-specific.